Surplus simulator
Calculate in seconds the recommended percentage of your monthly flow that you can allocate to formal saving and investment instruments.
2026 Financial Inclusion Programme
Take the lead of your economic stability today, with the backing of the State.
We provide new digital tools for the strategic management of your savings, in partnership with certified specialists in Peruvian public finance.
Supporting more than 48,320 Peruvian entrepreneurs since 2018.
San Isidro · Lima
Financial Inclusion Initiative
Verifiable programme outcomes
Consolidated figures at the close of the third quarter of 2026.
48,320
Entrepreneurs supported nationwide
S/ 312 M
Surpluses channelled to formal instruments
94%
Participants who keep their plan after 12 months
24
Regions of Peru with offices or accredited partners
A clear road map
A clear route towards growth
Learn how thousands of Peruvian entrepreneurs are optimising their surpluses with the guidance of our specialists in public finance.
01
Wealth diagnosis
Free initial assessment of your cash flow, surpluses and monthly saving capacity, aligned with the guidelines of the Ministry of Economy and Finance.
02
Personalised strategic plan
We design with you a 12, 24 and 60-month road map, aligned with the formal instruments supervised by the SBS and the SMV.
03
Continuous accompaniment
Quarterly sessions with accredited advisors and follow-up reports delivered directly to your citizen dashboard.
2026 digital tools
Public technology at the service of your wealth
Resources designed for the reality of the Peruvian entrepreneur, from Metropolitan Lima to the developing regions.
MEF digital ledger
Income and expense register with categories aligned with the tax formalisation framework before SUNAT.
2026 fiscal calendar
Automatic alerts for your monthly and annual filings and pension contributions, synchronised with the official schedule.
Financial literacy library
More than 180 micro-courses validated by the Superintendency of Banking, Insurance and Pension Funds in collaboration with Peruvian universities.
Real cases
Peruvian entrepreneurs who already took the lead
Verified stories of programme participants in San Isidro, Arequipa, Trujillo and Cusco.
«In fourteen months I went from keeping no records to having a contingency fund equivalent to six months of operations. My shop now invoices electronically and is planning its first additional branch in Surco.»
Rosa Mamani
Retail entrepreneur — Lima
«The surplus simulator helped me realise that I was underusing 22% of my income. Today I invest in a regulated way and sleep peacefully knowing that I am compliant with SUNAT.»
Carlos Velásquez
Independent engineer — Arequipa
«Quarterly accompaniment made the difference. The advisors spoke to us in clear terms, without jargon, and respected our regional reality.»
Lucía Huamán
Agricultural producer — Cusco
2026
Access the official platform and plan your future here.
Discover formal and safe mechanisms to strengthen your wealth. Receive the official starter guide in your inbox, at no cost, along with an invitation to the next virtual session with our specialists.
- Discover formal and safe mechanisms to strengthen your wealth.
- Reserve your seat today at the next virtual information session. Spaces are limited to guarantee personalised attention.
Discover formal and safe mechanisms to strengthen your wealth.
Reserve your seat today at the next virtual information session. Spaces are limited to guarantee personalised attention.
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